Pemberian Edukasi tentang Sikap Konsumtif, Investasi Saham, dan Reksa Dana pada Murid SMA Kristen Petra 3 Surabaya melalui Kegiatan Pengabdian Masyarakat

Abstract

Technological advancements that have made access easier for all users have increased social media usage among Generation Z, which in turn has fueled a “Fear of Missing Out” (FOMO) mentality and consumerist behavior. A lack of self-control and knowledge leads students to make impulsive purchases and lack an understanding of wise financial management. Therefore, financial literacy education was provided through Community Service using the Service Learning method, implemented for students in class X2 at Petra 3 Christian High School Surabaya so that students would gain an understanding of financial literacy from an early age. The Service Learning activity was carried out in three stages: preparation, implementation, and evaluation. The material was delivered through presentations, followed by discussions and a mini-quiz using the Wayground interactive platform, with the aim of making the activity interactive and increasing student participation throughout the session. The material covered the definition, impacts, causes, and ways to address consumerist attitudes, followed by an introduction to the basics of capital market investment instruments, namely stock and mutual fund investments. The results of the Service Learning activity indicated students’ enthusiasm, as reflected in their participation in answering questions during the interactive mini-quiz on Wayground. Their correct answers also suggested an understanding of consumer behavior and the fundamentals of stock and mutual fund investments.